A real look
inside the workbook.

I N S I D E
CONTENTS
00 Welcome: payday shouldn’t feel like panic 04
P A R T O N E — S E E W H E R E I T G O E S
01 Why paychecks disappear 06
02 Know your real take-home 07
03 Map your bills to your paychecks 08
P A R T T W O — T H E R E S E T
04 The four-bucket split 10
05 Plan every paycheck 11
06 Sinking funds: no more surprise bills 13
07 Get one paycheck ahead 14
P A R T T H R E E — M A K E I T S T I C K
08 Put it on autopilot 16
09 The 15-minute weekly check-in 17
10 Extra paychecks & windfalls 18
11 The 12-paycheck tracker 19
T O O L K I T
— Reset Rules · Commitment · Glossary 20
T H E P A Y C H E C K R E S E T 03

0 0 W E L C O M E
P A YDA Y SHOULDN’TFEEL LIKE P ANIC.
Money comes in. Bills go out. And somehow, a few days before
the next payday, there’s nothing left. If that sounds familiar, you’re
not bad with money — you’re working without a plan built for how
you actually get paid.
Most budgets are built around a month. But you don’t get paid once a month —
you get paid every week, every two weeks, or twice a month. Bills don’t line up
neatly with those dates, and that mismatch is where the stress lives.
The Paycheck Reset flips it: you’ll plan each paycheck before it arrives, so every
dollar has a job and every bill has a home.
HOW TO USE THIS WORKBOOK
1 Gather two months of statements.
Bank, cards and bills. You need real numbers, not guesses.
2 Work through Part One in one sitting.
About an hour. It’s the foundation for everything else.
3 Use the free Paycheck Planner.
At omniedge.dev, it does the math for each paycheck and can save your
plan on your device.
4 Plan before every payday.
Ten minutes, the day before your money lands.
T H E R E S E T I N O N E S E N T E N C E
Give every dollar of every paycheck a job — before you get paid.
T H E P A Y C H E C K R E S E T 04