Practical tools. A fresh perspective.

Get an edge
on your finances.

Make your next money move with more clarity. OmniEdge brings together free tools to plan your paycheck, organize bills, and explore debt payoff—plus practical ebooks to help you build better financial habits.

Free tools · One-time ebook purchases · No subscriptions

A paycheck with a purposeEXAMPLE PLAN
$2,400.00
Bills & essentials$1,200
Everyday spending$400
Savings$300
Debt payments$300
Room to decide$200 left
Make a plan in minutes.No bank connection or account required.Your numbers stay in your browser.
The free money toolkit

A clearer picture.
A practical next step.

Start with your next paycheck, then explore debt, savings, and credit scenarios. Use estimates or your own numbers.

05 Bills & paydays

No names, account numbers, or bank logins needed. Calculations run on this device. Nothing you enter in these tools is sent to OmniEdge.

05 / Bills & paydays

Bills have dates. Give them a place.

See bills and paydays together, add monthly repeats, and check off what’s paid.

Open my bill calendar ↗
The $1,000 Safety Net free ebook cover
Start here / Free ebook

One surprise bill shouldn't sink you.

Build your first $1,000 safety net in 30 days. Free 10-page guide, no card.

Get the free guide ↗

Email required · Instant PDF download · No card

The OmniEdge shop

A guide for your
next money move.

Practical ebooks for credit habits, debt payoff, paycheck planning and storm preparedness. Paid guides from $5.99, plus a free starter guide.

$19.99 · One time

The Money Reset Bundle

Three workbooks, 72 pages: paycheck planning, debt payoff and the new credit edition.

Explore the product ↗
$14.99 · One time

Money Reset Spreadsheet

Nine tabs for paychecks, bills, payoff comparisons, savings and credit tracking.

Explore the product ↗
$9.99 · One time

The Credit Comeback Blueprint

25-page edition: score basics, Kikoff setup, a 12-month plan and tracker.

Explore the product ↗
See all products ↗
Money tools for real life

Start where you are.

You don’t need a perfect budget to make a useful plan.

01 / Get a clear picture

Put your numbers in view.

See what comes in, what needs to go out, and where there’s room to make a decision.

02 / Explore your options

Try a different scenario.

Adjust a payment or savings amount and see how the arithmetic changes before committing.

03 / Keep the plan useful

Return when life changes.

Revisit the tools each payday. Download your plan and use the ebooks to build your knowledge.

Before you begin

Simple tools. Clear expectations.

Do I need to pay or create an account?

No. All four calculators and the bill calendar are free and work without an account. Ebooks are separate, one-time purchases. There are no subscriptions.

Are these connected to my bank or credit report?

No. You enter the numbers yourself. OmniEdge does not connect to banks, access reports, monitor scores, move money, or submit disputes.

Will my plan be saved?

The paycheck planner and bill calendar each offer “Remember on this device.” It saves that tool’s entries in this browser. Clear saved entries before leaving a shared device. Other tools use temporary entries that disappear when you leave or refresh.

What do the debt strategies mean?

The snowball scenario directs extra money toward the lowest balance first. The avalanche scenario directs it toward the highest APR first. Both calculations hold your total monthly budget constant as debts are paid off. They assume no new charges, fixed APRs, monthly interest, and no fees. Actual lender calculations can differ.

Can OmniEdge tell me what financial choice to make?

These are educational calculations, not individualized financial advice or a promise of savings, approval, or credit-score changes. Verify the numbers against your statements and consider your own circumstances.

Privacy, in plain language.

Your calculator entries run in your browser and are not submitted to OmniEdge. If you request the free Safety Net ebook, we store your email, optional first name, request date, guide source and marketing preference in private server storage. Only a separate marketing opt-in starts the five-email series when email service is enabled. Resend processes opted-in email delivery; we store delivery IDs and unsubscribe status. Submitted addresses are not verified. Unsubscribe using any email footer or request deletion by emailing burnettevernal@gmail.com.

Questions? burnettevernal@gmail.com