A real look
inside the workbook.

I N S I D E
CONTENTS
00 Storms cost money twice 04
P A R T O N E — B E F O R E T H E S E A S O N
01 Your storm-season money calendar 06
02 The storm sinking fund 07
03 Insurance check-up 08
04 The document grab bag 09
05 Home inventory 10
P A R T T W O — W H E N A S T O R M I S C O M I N G
06 Cash & access plan 12
07 The 72-hour money checklist 13
P A R T T H R E E — A F T E R T H E S T O R M
08 First financial steps 15
09 Claims & expense log 16
10 The recovery budget 17
T O O L K I T
— Key contacts · Storm money rules 18
T H E H U R R I C A N E - R E A D Y M O N E Y K I T 03

0 0 W E L C O M E
STORMS COST MONEY TWICE.
Once before — water, batteries, fuel, shutters, a place to go. And
again after — deductibles, repairs, spoiled food, lost work days.
Families who plan for both recover faster.
If you live in the Caribbean or along the coast, you already know storm season isn’t
a surprise. It comes every year. That means its costs can be planned like any other
bill — a little at a time, before the pressure hits.
This kit walks you through the money side of hurricane season: what to save, what
to check on your insurance, which documents to protect, how to keep access to
cash when the power is out, and how to rebuild after.
HOW TO USE THIS KIT
1 Start in the off-season.
Part One is best done between December and May, when stores are calm
and prices are normal.
2 Keep a printed copy in your grab bag.
When the power is out, paper still works.
3 Review it every May.
Update policies, contacts and your inventory before June 1.
T H E H U R R I C A N E - R E A D Y M O N E Y K I T 04